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Home > Frequently Asked Questions

Frequently Asked Questions

Below are some of our frequently asked questions. If you have any other questions or concerns, please feel free to contact us.

  1. Why are you so cheap compared to other Insurance companies?
  2. I have no license, can you insure me ?
  3. Do you cover all of California?
  4. Do you insure Foreign License or International License?
  5. Do you insure Drivers with only Passport?
  6. Do you offer Higher Limit Coverages?
  7. What are your Payment terms?
  8. Are your Quotes No Obligations?
  9. Are you fully Insured?
  10. Why do I need an SR22?
  11. 5 Reasons why you needs a Sr22
  12. Sr-22 Lapse, what can happen?
  13. Am i covered to drive any vehicle???
  14. What if i dont drive do i still a Sr-22?
Why are you so cheap compared to other Insurance companies?

Because We’ve successfully served hundreds of customers, determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back.

WHAT WE DO AND
HOW WE DO IT

  • This is about you! Need affordable Car insurance? Want your home protected? Is it time to insure your business? We got you covered.
  • Answer some easy questions. These simple questions will take seconds, we will look for all possible discounts.
  • Start saving. Finally the best part! We shop dozens of insurance programs our experts will make sure you save.

Contact us today to secure the protection for your family’s future.



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I have no license, can you insure me ?

Yes We Insure anybody. Get a Quote 

Insuring an unlicensed driver makes car insurance companies nervous. But in some cases, you can still purchase car insurance even without a license. That way you're listed on the policy, the cars you own are insured, but you're not technically a driver. 



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Do you cover all of California?

Yes We insure all over the California State. 

We can insure either over the phone or in person.  As long as, you have a garaging address in California, we can insure you. 

Hurry Call now to Save 50% on your Car Insurance. 



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Do you insure Foreign License or International License?

Yes! We insure anybody

We just need a copy of your International License or Foreign License. 

Requirement: 

Full Name: 

California Garaging Address: 

Date of Birth: 

Year and Model of the Car. 

You're Insured. Call now for a 100% free Quote



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Do you insure Drivers with only Passport?

Yes! We insure anybody

We just need a copy of your International License or Foreign License. 

Requirement: 

Full Name: 

California Garaging Address: 

Date of Birth: 

Year and Model of the Car. 

You're Insured. Call now for a 100% free Quote



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Do you offer Higher Limit Coverages?

Yes! We do provide higher Limit Coverages. 

15/30/5 liability coverage is the State Limit. 

 Most California insurers offer higher Limit Coverages but we just have to inform the agent what we need.

We get what we pay for, higher Coverage could be anything higher than the state limit 15/35/5. 

In general, we recommend purchasing as much liability insurance as you can afford. 

Coverage structure: 

BI:15/30/5, BI: 25/50/25, BI: 50/100/50, BI: 100/300/100, BI: 300/500/300

 



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What are your Payment terms?

The frequency or period of your payments depends on your mode of premium. This is the amount you pay for the policy. Policyholders may choose from a number of options for paying their insurance premiums.

Annual and monthly payments are the most common options that insurance policyholders choose. Insurance companies try to help by offering several different payment methods and payment plans. The insurance company will mail a bill for quarterly, semi-annually and annual payment options. Premium varies across insurance plans, policy terms, sum assured and the age of the proposer. 

 



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Are your Quotes No Obligations?

Yes! our quotes are No obligations. 

 



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Are you fully Insured?

What questions do you have about fully-insured vs. self-insured or self-funded Insurance plans?

We do free No obligated Policy Review. Call us to check if you are fully insured. (562) 273-3989



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Why do I need an SR22?

Reasons for an SR22 vary by state. However, the most common reasons for an SR22 or reckless driving, being convicted of a DUI, driving on a suspended license, and being caught driving without insurance coverage. 

If you are looking for a Sr22 we can give you the Sr22 for Free just hurry Call (562) 273-3989. 100% Free Quote



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5 Reasons why you needs a Sr22
  1. DUI or DWI or other major alcohol violation conviction.
  2. Serious moving violation conviction, such as reckless or negligent driving.
  3. Several traffic offenses in a short time period.
  4. Driving without insurance conviction.
  5. Being involved in an accident while driving without insurance.

If you are looking for a Sr22 we can give you the Sr22 for Free just hurry Call (562) 273-3989. 100% Free Quote

 



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Sr-22 Lapse, what can happen?

If you are required to maintain SR-22 insurance and it lapses, which means you fail to make the required payments to maintain the coverage, you could face serious fines and penalties. … In some cases, you will also have to pay to have your license reinstated, a fee paid to the DMV.

If you are looking for a Sr22 we can give you the Sr22 for Free just hurry Call (562) 273-3989. 100% Free Quote



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Am i covered to drive any vehicle???

This type of policy will cover the motorist in the operation of any vehicle, even if not owned by the driver. If a driver does not own a car, he or she would be covered with this type of certificate.  Policy terms and conditions might vary according to the underwriting of the company. 



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What if i dont drive do i still a Sr-22?

An SR22 is there to cover property damage and any liability arising from an accident in which the covered driver is involved. It is considered a “financial responsibility” insurance because it covers the driver’s liability to others who may be involved in an accident.

When you do not own a car or do not drive, you will need a non-owner SR22 policy to file the financial responsibility form with the state. An SR22 is a state-mandated certificate that proves that you have the state legal liability limits to reinstate your license.

Fortunately, an SR-22 is generally not a permanent addition to your driving record. So, your auto insurance rates may improve after your SR-22 expires. That said, an SR-22 period can also extend beyond the initial penalty.



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6 Centerpointe Dr Suite 700 | La Palma, CA 90623
P: (562) 273-3989  P: (562) 380-2282
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